# Spain's IRPH mortgage index rises to 3.189% in September

- By: Bull Run Post Newsroom
- 2026-11-02T12:52:01.000Z
- Produced with artificial intelligence under human editorial supervision.

## Excerpt

The official gazette publishes the index some Spanish variable-rate mortgages follow. It is up from 3.134% in August, and 12-month Euribor rose from 2.954% to 3.247%. The Bank of Spain set the IRPH for September 2026 at 3.189%, according to a resolution published in the official gazette (BOE) on 20 October; it was 3.134% in August and 3.077% in July. The IRPH is the average rate on mortgage loans of more than three years for buying a home granted by banks and savings banks in Spain, and the Bank of Spain itself calculates it. The 12-month Euribor, another official index for variable-rate mortgages, averaged 3.247% in September, against 2.954% in August, according to the BOE of 2 October.

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